Current Credit Union Rates

Our CD’s are absolutely the best deal in town.  Our two (2) year CD is paying an incredible 0.65% APY! Our minimum deposit is only $500.  Check out all of our CD rates and start saving today!


Current Certificate of Deposit (CD) Interest Rates and Yields as of 2/17/17*

Certificate Terms Dividend Rate APY Minimum Deposit
6 months 0.52% 0.52% $500
12 months 0.76% 0.76% $500
18 months 1.12% 1.12% $500
24 months 1.12% 1.12% $500
36 months 1.76% 1.76% $500

APY=Annual Percentage Yield

1) Minimum amount to open a Share Certificate is $500.

2) All Savings, Checking, and Share Certificate dividend rates and APY are subject to change without notice.

3) APY or ANNUAL PERCENTAGE YIELD assumes dividends remain in the account until maturity. Withdrawals or fees reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.

4) Fees can reduce the earnings of deposit accounts. Penalty may apply for early withdrawal of CD deposits. Rates may change after account is opened. Please Note: The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA under the direction of the three-person NCUA Board. Your share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). Most properly established share accounts in federally insured credit unions are insured up to the Standard Maximum Share Insurance Amount (SMSIA), which is $250,000 as of October 2008, but may change in the future.

Recent legislation has increased the insurance coverage on certain retirement accounts, such as IRAs and Keoghs, up to $250,000. Generally, if a credit union member has more than one account in the same credit union, those accounts are added together and insured in the aggregate. There are exceptions, though. You may obtain additional separate coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts and you properly complete account forms a applications. For example, if you have a regular share account and an Individual Retirement Account (IRA) at the same credit union, the regular share account is insured up to $250,000 and the IRA is separately insured up to $250,000. However, if you have a regular share account, a share certificate, and a share draft account, all in your own name, you will not have additional coverage. Those accounts will be added together and insured up to $500,000 as your individual account. Additionally, shares denominated in foreign currencies are insured as outlined in NCUA Rules and Regulations.

 

Whether you need to purchase a New or Used Auto, Refinance your high interest rate auto loan from another institution, or are in need of an affordable Title Loan, Promise Credit Union has the best rates in town!


Rates as low as 3.26%* APR* as of 2/17/17

* All rates are listed as ANNUAL PERCENTAGE RATE (APR). Certain credit criteria and restrictions apply. On consumer loans, the lowest rate is based on your credit history, and loan terms. As low as rate is based on lowest available term. The above rates are subject to change without notice. For current rates and more information, please call the credit union.

 

 


New members will open a primary share/savings account to become a member of Promise Credit Union.  The minimum to open the savings account is only $10!  We also pay you dividends on the account.  Our current interest rate on our primary share/savings account is .15% with an annual percentage yield (APY) of .15% as of 2/17/17. 

Your Promise Credit Union savings account is a great place to save for your next vacation, your child's education, or for any future emergency that may come up.  Stop letting your bank charge you for using their account and join Promise Credit Union today!

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.